Highlights

• iOS 17.4 beta introduces virtual card numbers for Apple Cash.
• Virtual card expands Apple Cash use to non-Apple Pay online merchants.
• Users can generate new card numbers and security codes within Wallet app.
• Feature currently available to select iOS 17.4 beta testers, public launch expected in early March.

In the latest beta release of iOS 17.4, Apple introduces a notable update for users of Apple Cash, integrating the option for a virtual card number.

This development, highlighted by user discussions on Reddit, aims to extend the utility of Apple Cash beyond its traditional confines.

iOS 17.4: Apple Cash Coming to iPhones

Previously limited to transactions via Apple Pay, Apple Cash—a prepaid debit service—now embraces broader usability by allowing transactions in scenarios where Apple Pay might not be accepted.

Historically, Apple Cash functioned without an associated card number, focusing its use on Apple Pay transactions, peer-to-peer transfers, bank transfers, and payments towards Apple Card balances.

The introduction of a virtual card number with iOS 17.4 marks a pivotal expansion, enabling users to engage in online shopping through alternative payment portals where Apple Pay is not supported.

This enhancement mirrors the virtual card functionality of the Apple Card credit card, offering users the ability to generate and manage card numbers and security codes directly within the Wallet app.

The update will give users increased flexibility and convenience for Apple Cash users, reflecting Apple’s ongoing commitment to enhancing its financial services ecosystem.

Although this feature is currently in the testing phase with iOS 17.4 beta users, it has not yet been rolled out to all Apple Cash accounts.

The anticipation builds as the broader release is scheduled for early March, signaling a significant step forward in the versatility of Apple’s digital wallet offerings.

Apple Cash is not going to be available as of yet for Indian users, but Apple should rectify this situation in the future.

FAQs

What new feature does iOS 17.4 bring to Apple Cash users?

iOS 17.4 introduces the ability for Apple Cash users to set up a virtual card number, allowing for online shopping beyond Apple Pay-supported merchants.

How does the virtual card number for Apple Cash work?

Once you opt into the virtual card number, you can view and manage this number in the Wallet app, including the ability to generate new numbers and security codes, similar to the Apple Card.

Is the Apple Cash virtual card number feature available to all users?

The feature is currently rolling out to iOS 17.4 beta testers and might not be available for all Apple Cash accounts immediately. A wider release is planned for early March.

Can the Apple Cash virtual card number be used for any online purchase?

Yes, the virtual card number allows Apple Cash funds to be used with online retailers where Apple Pay is not an option, enhancing the card’s flexibility.

What was Apple Cash’s functionality before iOS 17.4?

Before iOS 17.4, Apple Cash could be used exclusively with Apple Pay for transactions, to send money to friends and family, transfer to a bank, or pay off an Apple Card balance.

Also Read: Apple iOS 17.4 Beta Unveils Sideloading with Regional Restrictions Under DMA

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